Your Trusted Insurance Solutions Partner

At Handcrafted Insurance, we specialize in providing tailored insurance solutions to businesses of all sizes, and just as our name suggests, we carefully craft the best coverage for you with the best rates for your business, and your personal property. Whether you’re a small startup or an established enterprise, we understand the unique risks your business faces. Our mission is to protect what matters most by offering comprehensive coverage that helps you focus on what you do best—growing your business.

We also offer personalized insurance solutions for individuals and families. How can we help you protect what matters most?

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Commercial Insurance Solutions

We offer a wide range of commercial insurance products designed to meet the diverse needs of businesses. From property damage to liability coverage, we’ve got you covered. Here are just a few of the key insurance solutions we provide

General Liability Insurance
Protect your business from lawsuits and claims resulting from accidents, injuries, or negligence that occur on your property or during your business operations.

Property Insurance
Safeguard your physical assets, including buildings, equipment, inventory, and more. This coverage helps ensure you can bounce back quickly after unexpected damage.

Commercial Auto Insurance
If your business relies on vehicles, we’ll help you secure coverage for cars, trucks, and vans. Whether it’s for transportation or service purposes, we make sure your vehicles are protected.

Professional Liability Insurance
Also known as errors and omissions (E&O) insurance, this coverage is designed for businesses that provide professional services, protecting you against claims of negligence or failure to perform.

Business Interruption Insurance
Ensure that your business can weather unexpected disruptions like natural disasters or other emergencies, with coverage that helps cover lost income and ongoing expenses while you get back on your feet.

Why Handcrafted Insurance?

As an independent insurance agency, we’re not tied to any single insurance carrier. This means we can shop around to find the best coverage options at competitive prices. Here’s why businesses choose us.

  • Personalized Service: We take the time to understand your unique business needs and offer customized insurance plans that best suit you.

  • Expert Advice: With over 48 years of industry experience, our team offers reliable, expert advice to help you make informed decisions about your coverage. We are licensed in multiple states.

  • Wide Range of Options: With access to a broad network of top-rated insurers, we bring you the most comprehensive policies at affordable rates.

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  • Common policies include:

    • General liability insurance

    • Commercial property insurance

    • Workers’ compensation

    • Professional liability (E&O)

    • Commercial auto insurance

    • Cyber liability insurance

    • Business interruption insurance

    • Umbrella insurance

  • General liability typically covers:

    • Bodily injury claims

    • Property damage claims

    • Legal defense costs

    • Advertising injury claims

  • Professional liability insurance (also called Errors & Omissions or E&O insurance) protects businesses against claims involving mistakes, negligence, or failure to deliver professional services.

  • This coverage helps replace lost income and operating expenses if your business must temporarily close due to a covered event like a fire or storm.

  • Not usually under standard policies. Businesses often need separate cyber liability insurance for:

    • Data breaches

    • Ransomware

    • Business email compromise

    • Regulatory costs

    • Customer notification expenses

Handcrafted Insurance
267 W Mill Street, Suite 200
New Braunfels, TX 78130-7940 USA

(830) 239-2881
Email

 

Office Hours
M-F: 9:00 AM - 5:00 PM
Special appointment times available upon request